Ghana's approach to social health protection
Background Paper, 2

Overview
The need to develop domestic health financing systems that offer social health protection is now well established and much of the rationale was set out and discussed previously.1-7 Almost half of the world's population lacks social health protection and therefore, has to mobilize out-of-pocket resources for health care and cope with any loss of earnings due to illness from their own resources. More than 90% of the people who are unable to seek appropriate care live in low-income countries.
This report is part of a series, The World Health Report 2010 Background Papers, which were written to inform the process of developing the key messages of the World Health Report 2010: Health systems financing: The path to universal coverage.